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Before 2013, the reply to where devote money was simple: buy stock funds and bond funds, if you’re a average speculator. Bond funds provided high income and relative safety, while money in stock funds was the solution to was the way to invest for growth far better returns (from early 2009 to early 2013). Then, in June of 2013, the money game got serious as interest rates threatened to rise significantly and ruin the party every person who.

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