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Before 2013, the critical for where to invest money was simple: buy stock funds and bond funds, a high level average speculator. Bond funds provided high income and relative safety, while money in stock funds was the answer to was the right way to invest for growth and returns (from early 2009 to early 2013). Then, in June of 2013, the money game got serious as interest rates threatened to significantly and ruin the party look into the.