AAVAS loans have made it possible for us to own a home or invest in a business through simple and quick loan applications.
AAVAS is primarily engaged in offering loans to low and middle-income customers in semi-urban and rural areas. Clients with strong credit histories who may or may not have income proof documents such as tax returns or salary slips are generally excluded from loans by other large housing finance companies and banks. Each customer is assessed individually by AAVAS using a special appraisal methodology. It is essential that the financing solution meets their needs and expectations.
As a company, AAVAS firmly believes that each customer has specific financial requirements. In order to maintain their uniqueness, AAVAS believes it is imperative not to treat them as a homogeneous group. On the other hand, AAVAS takes into account and adapts to the unique requirements of each and every client in order to provide them with housing finance solutions that are secure, cost-effective, and customized.
In this post, we will discuss everything you need to know about getting a loan from AAVAS. This site provides information regarding interest rates, types of loans, other charges, repayment terms, EMI payments, application procedures, and required documents. I request you to read this post carefully and thoroughly, to make sure that you understand each point minutely so that you can make an informed decision about the purchase of your dream home or business investment with the help of a Loan. I have seen numerous instances of people who missed some important and pertinent points and later asked questions after receiving the loan. Instead of asking questions later, it is advisable to ask questions now before applying for a loan using the AAVAS Loan App.
Before moving forward, I would urge you to please take a moment and check different popular Loan Apps. You can check the ratings and number of downloads. Just Click Here to find out more.
1.) An Overview
SL. NO. | PARTICULARS | INFORMATION |
a.) | Types of Loan | Home Loan and Business Loan |
b.) | Interest Rate | 9% - 24% per annum |
c.) | Processing Fees | Up to 3% of the loan amount |
d.) | Loan Amount | Rs.1 Lakh - Rs.5 Crores |
e.) | Loan Tenure | Up to 30 Years |
f.) | Loan Eligibility | Self Employed or Salaried Professional |
2.) Documents Required
a.) Application form: Duly filled by the applicant along with 2 passport size photos;
b.) Identification Proof: Driving license / Voter card / PAN card / Aadhar card / Passport;
c.) Age Proof: Class 10th mark sheet / Birth certificate / Any one of the above documents;
d.) Address Proof: Driving license / Voter card / PAN card / Aadhar card / Utility Bills;
e.) Income Statement: Bank passbook / IT returns of last 3 years / Pay slip of last 2 months / Certified letter from the employer / Form 16;
f.) Property Papers: Original documents against which the loan is to be taken.
3.) Apply Procedure
a.) Click on “Apply for Loan” on the AAVAS Loan App;
b.) Then fill in the required information;
c.) Then click on the Submit button.
From here the process is then self-guided. Simply follow the instructions that appear on your mobile device. For any assistance, you may also contact their customer service department. The details are given below.
4.) Contact Aavas
a.) Office: 201-202, 2nd Floor, Southend Square, Mansarover Industrial Area, Jaipur-302020
b.) WhatsApp No.: +91 9116632180
c.) Customer Services: 0141 6618888
d.) Toll-Free No.: 1800-20-888-20
e.) SMS: ‘GHAR’ to 56677
f.) Email ID: customercare@aavas.in
g.) Aavas Website: Click here
5.) Things you can do with the Loan App
a.) You can apply for a Loan;
b.) You can get Loan details & outstanding details;
c.) You can download Interest & provisional certificates;
d.) You can track disbursements;
e.) You can track your Overdue payment;
f.) You can submit a service request;
g.) You can track your service requests;
h.) You can use the Branch Locator to find the nearest branch;
i.) You can use the Home Loan EMI Calculator;
j.) You can also know the details of their other products.
6.) Get the Aavas Loan App on your Mobile Device
AAVAS Loan APP is available for android devices. Steps to download the App:
a.) Click on Google Play Store;
b.) Search for “Aavas Loan”;
c.) Then click on Install;
d.) Then click on Open;
You have now downloaded the App. You can also download the App by Clicking Here.
Disclaimer
Throughout this article, we have compiled information from internet sources. The information provided here is for informational purposes only. In spite of the fact that all information on this site has been provided in good faith, we make no representations or warranties of any kind, express or implied, concerning its accuracy, adequacy, validity, or completeness. Should this information become outdated or if the terms of this application change in the future, we will not be responsible for any changes. Thus, whenever you apply for a loan, you do so at your own risk. There is no responsibility on our part for this; it is up to you to make the decision.
