The Kissht Loan program is helping people and businesses in fulfilling their monetary requirements in their day-to-day life. Kissht loan provides various types of loans to a person or business at the time of need. They offer credit facilities for small business purchases. Furthermore, they provide health insurance and easy & affordable EMIs for a variety of purchases. With Kissht, you can purchase day-to-day inventory and stocks easily. Online shopping becomes even easier with Kissht’s hassle-free EMI options without the need for a credit card.
Kissht Loan app provides the below three types of products:
- Quick Personal Loan,
- Revolving Line of Credit,
- Online Shopping Purchase Loan,
- Health Insurance
Quick Personal Loan: The Kissht Loan App facilitates the application for a fast and secure personal loan for salaried people as well as self-employed people. With this app, you can avail of a loan amount ranging from Rs.5,000 to Rs.1,000,000/- with repayment terms ranging from 3 to 15 months for different loan amounts.
An individual can get a personal loan based on their credit profile, which means they will receive the loan according to the credit profile of the individual, and the loan will have an interest rate of 16% to 26% per annum.
There are many things for which this loan can be used, such as petrol, shopping, utility bills, marriages, celebrations, education fees, travel, and hotel bookings, as well as any other payment necessary for your daily needs.
Revolving Line of Credit: A Kissht Loan App provides a loan to an established self-employed person with a credit line of 25,000 for a period of two years to enable him to establish a stable financial position. The loan can be taken at an interest rate ranging from 20% to 28% per annum, depending on the term of the loan. The interest rate of a loan depends on several factors, such as the amount of the loan and the credit history of the borrower.
For the customer to be able to get a better credit limit, he or she needs to repay the loan on time. Customers can avail of revolving credit lines of up to 30,000 rupees by using Kissht Loan App.
It should be noted that interest rates and charges may vary depending on the customer’s current risk profile.
Online Shopping Purchase Loan: It is the Kisht Loan App that gives customers the option to buy their favorite items at over 500 online stores as well as more than 3000 offline stores through the convenience of the mobile app.
Kissht Loan App offers an option of online shopping from where one can get an e-voucher from this application to do their online shopping. You can shop on popular online websites such as Flipkart, Amazon, and many others using this voucher.
Having the option to pay this loan in EMIs for 3 to 24 months at a 0% interest rate makes this loan very attractive.
Care Health Insurance: Kissht offers health and accidental death insurance to its customers. Together with leading health insurers in India, Kissht has designed these health insurance products keeping in mind customer demand and price sensitivity. The partnership between Kissht and Care Health Insurance has enabled it to offer users a value-added benefit.
The Care Health Insurance company offers best-in-class products at affordable rates and offers a wide range of exclusive benefits. Cashless hospitalization, pre- and post-hospitalization expenses, daily allowances, and AYUSH coverage are all covered under this policy.
Care Health Insurance offers a world-class Cashless claim settlement facility with a network of 19000+ health care providers providing Cashless medical services across the globe. Cashless claims offer a hassle-free experience as one does not have to shell out money from their pocket. Those with pre-existing diseases are also eligible to avail of this health insurance coverage. However, depending on the illness there could be a waiting period of over 2 to 3 years after purchasing the policy for making a claim.
Note: A health insurance policy not only protects your hard-earned savings but also gives you peace of mind in case of sudden medical problems. In addition, Sec80D allows individuals to reduce their tax liability by purchasing health insurance up to a maximum of Rs.100,000/- if certain conditions are met.
This post will discuss everything we need to know about getting a loan from Kissht. This site provides information regarding interest rates, types of loans, other charges, repayment terms, EMI payments, application procedures, and required documents. I request you to read this post carefully and thoroughly, to make sure that you understand each point minutely so that you can make an informed decision while taking a personal loan. I have seen numerous instances of people who missed some important and pertinent points and later asked questions after receiving the loan. Instead of asking questions later, it is advisable to ask questions now before applying for a loan using the Kissht Loan App.
Before moving forward, I would urge you to please take a moment and check different popular Loan Apps. You can check the ratings and number of downloads. Just Click Here to find out more.
1.) An Overview
SL. NO. | PARTICULARS | INFORMATION |
a.) | Types of Loan | Personal Loans, Business Loans, Two-Wheeler Loans, Car Loans, Marriage Loans, Travel Loans, Medical Loans, Education Loans, Home Loans, Shopping, Gold Loans and Health Insurance |
b.) | Interest Rate | Starting from 8% - 30% per annum (they also offer 0% interest on certain products) |
c.) | Processing Fees | Starts from Rs. 235/- and varies as per the type of loan |
d.) | Loan Amount | Rs. 5 Thousand - Rs.1 Lakh |
e.) | Loan Tenure | 6 Months to 24 Months |
f.) | Loan Eligibility | Self Employed or Salaried Professional |
