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Before 2013, the at the centre of where to speculate money was simple: buy stock funds and bond funds, if you are a average dealer. Bond funds provided high income and relative safety, while benefit stock funds was the answer to was the best way to invest for growth and returns (from early 2009 to early 2013). Then, in June of 2013, the money game got serious as interest rates threatened to increase significantly and ruin the party that.

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